
free consultation
free Consultation
Customer Login
Loan Servicing
Questions about the Servicing of your loan, and where or how to make payments?
Contact Customer Service at (877) 507-6070
or email servicing@axiahomeloans.com
START APPLICATION

RICK ROBERTSON
Cell – (206) 383-3360
Office – (425) 274-9523
rick.robertson@axiahomeloans.com
Working With Professionals You Trust is Key!
Rick is a Certified Mortgage Planning Specialist who has served scores of families in the Puget Sound. As a local lender, Rick places great value on connecting with the families in his community. Rick’s belief in the importance of housing and building community is also evidenced by his active support of Imagine Housing, a local non-profit dedicated to providing permanent, affordable housing for those in Eastside communities.
Through mortgage planning, Rick’s role is to help his clients make sure that they have leveraged themselves in the best, most conservative model that maximizes wealth creation and maximizes financial security for them & their families. Rick will assess options and clearly explain mortgage solutions so that clients can secure the lowest-cost debt structure in financing their real estate assets.
Rick has supported The Forgotten Children’s Fund as Head Elf for over the last 25 years, helping families over the holidays who would have little otherwise. As a well-respected industry leader, Rick was the recipient of the 2016 WAMP Business and Humanitarian Award as Outstanding Loan Officer of Washington state. Rick has been recognized by Seattle Magazine as a FIVE STAR Mortgage Professional from 2009-2022.
Rick’s lifelong passion for aviation has brought him to many airshows, museums and displays. Rick has traveled widely around planet Earth, with Tuscany in Italy and the Island of Crete in the Mediterranean as two of his all-time favorite destinations!
Check out my blog post: 4 Best Mortgage Hacks That Will Help Get Your Offer Accepted
Convenience at your fingertips
My customized app allows you to easily calculate payments, scan and send documents, track your loan progress, follow market news, and more!
Please scan the QR code or click here to download the app.
Learn about Axia’s pre-approval process
Axia’s Certified Homebuyer Program provides comprehensive education as you get started on your homebuying journey. Each level of qualification leaves you more knowledgeable and better equipped to shop for your new home.
Pre-Qualification
A preliminary assessment of your loan eligibility based solely on the income, debt, and asset information you provided to us, as well as your credit score1.
Pre-Approval
Signifies that we have verified your income, asset, debt, and credit information and on this basis have pre-approved you for the home mortgage loan. Subject to additional terms and conditions1.
Ask me about our Guaranteed Credit Approval!
Axia’s Guaranteed Credit Approval gives the seller peace of mind and assures them your loan will close and the sale will go through. We’re so confident in our Guaranteed Credit Approval process that we’ll pay the seller $10,000 if your loan is not closed based on the terms of the Certified Homebuyer Guarantee.*
1This is not an offer or commitment to lend. Not all applicants will qualify. Certifications are based on the applicant’s income, debt, assets, and credit information and their ability to repay the proposed loan. Closing speed characterizations refer to the time between a fully executed purchase and sale agreement and closing and are subject to delays caused by other parties. Certain restrictions apply; contact us for more detail.
* Eligible on TBDs, primary residences, and first liens. Files must be fully credit approved with no conditions except for the executed purchase and sale, acceptable flood cert, appraisal report and title report. Guarantee lasts 60 days from approval date. Guarantee is conditional upon the maintaining of the borrower’s credit rating, income and asset statuses. Not available for any sales contract contingencies, JUMBOS, USDA, state or local bond programs that require prior approval. Guarantee is not valid for any transaction that is canceled for reasons not related to loan financing. COVID-19, nature disasters, or other pandemics may alter the terms and conditions of the Guarantee.
lending solutions to meet your needs
Axia Home Loans is a direct lender with Fannie Mae, Freddie Mac and Ginnie Mae. Our broad array of lending solutions includes, but is not limited to:
- Purchase & Refinance Loans
- Conventional Conforming Loans
- FHA Loans
- VA Loans
- USDA Loans
- Fixed-Rate Loans
- Adjustable Rate (ARM) Loans
- Jumbo Loans
- Home Equity Loans and Home Equity Lines of Credit (HELOC)
- Reverse Mortgages
- Local & State Down Payment Assistance and Bond Programs
We also have options for:
- Non-Warrantable Condos & Condotels
- Manufactured Homes
- Modular Homes
- Self-employed borrowers
- And much more!
This list is not exhaustive, as we are continuously adapting our suite of loan solutions to best fit the needs of our borrowers and prevailing market conditions. Please reach out to me directly so we can determine the best solution for you today.
LET’S GET YOU HOME
Tools You Can Use
*Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
Conventional Payment example: If you choose a $250,000, 30 year loan at a fixed rate of 3.3% (APR 3.5%), with a loan-to-value of 80%, you would make 360 payments of $1,122.61. Payment stated does not include taxes and insurance, which will result in a higher payment.
Reviews
Check Out Our Blog
Money-Saving Moving Tips
Read Time: 3 Minutes - Moving into a new home can be an exciting but expensive experience. From hiring movers to purchasing new furniture, the costs can quickly add up. The good news is with some careful planning, you can save . . .
How to Get a Mortgage When You are Self-Employed
Read Time: 5 minutes You may have heard that getting a mortgage may be more difficult if you are self-employed. In part, that may be true, but it is not impossible . . .
5 Tips to Show Your Home Some Love
Estimated Read Time: 3 minutes - Love is in the air. And not just love for your friends and family. As the spring season approaches, now is a great time to show your home some LOVE with these easy tips . . .
Back to Basics: What is a Debt-to-Income Ratio?
Estimated Read Time: 3 minutes - If you are new to home-buying, you may hear your realtor or Loan Originator talk about your DTI or debt-to-income ratio. Your DTI is a very important factor . . .
Using Monetary Gifts Toward Your Home Purchase
Read Time: 5 minutes — If a family member or friend is offering to give you money to put towards the purchase of a new home, then you certainly will have an advantage in today’s market. If you use that money as part of your down payment . .
Down Payment Assistance Programs Can Help First-Time Homebuyers
Read Time: 5 minutes --- If you are a first-time homebuyer and worried that you can’t afford a down payment on a new home, you may qualify for down payment assistance that is offered through a government agency or private organizations . . .
Why the New 2023 Loan Limits Matter to Homebuyers
You may have heard that mortgage loan limits have increased for 2023. But what does it mean for you? Well, it could be a big deal if you’re in the market to purchase a home . . .
Is an FHA Loan Right for You?
With an FHA loan, you can put less money down, which is ideal for many first-time homebuyers. Here are answers to the most common questions regarding FHA loans. . . .
Less Noise and More Privacy with USDA Loans
Maybe you prefer to surround yourself with pastures instead of pavement. If this is the case, then you should consider applying for a USDA loan. Here are some commonly asked questions about this loan option . . .
Back to Basics: Home Appraisal vs. Home Inspection
Once your offer is accepted on a new home, the next steps will be an appraisal and home inspection. Appraisal and inspection are two separate processes that can help you . . .
Back to Basics: The Down Payment
If you plan to purchase a home in the future, it is a good idea to start saving up for a down payment. But the magical question that is likely on your mind is how much money will you need . . .
How to Find the Right Real Estate Agent for You
When you purchase a home, it is important to have a team of people helping you every step of the way. In addition to a Loan Originator (we may know a few people), you should also hire a professional real estate agent . . .
Back to Basics: The Credit Score
Whether you are purchasing a new car or looking to buy your dream home, your credit score is one of the most important factors . . .
How to Save Money in Today’s Economy
You may be feeling ‘sticker shock’ these days with the rise of costs of everything from gasoline to groceries. Here are some quick and easy money-saving ideas . . .
How a Permanent Mortgage Rate Buydown can help you get into the home of your dreams
Purchasing a home is expensive, and fluctuating interest rates may have you wondering if homeownership is worth the investment . . .