let’s get
you home.

At Axia, we have found a way to add more value
to the mortgage pre-approval process. Axia’s Certified Homebuyer Program provides comprehensive education as you get started on
your homebuying journey.
Each level of
qualification leaves you more knowledgeable
and better equipped to shop for your new home.

Submit an online, in-person or over
the phone application to start the process.
Your loan advisor will walk you through what documentation is required.

let’s get started.

 

UNDERSTANDING YOUR PURCHASE POWER

Homebuyer Guidebook
Preliminary Analysis
What You Need
  • Stated monthly income & debts
  • Property type
  • Stated credit scores
  • Stated down payment & purchase price 

This Certificate provides a preliminary assessment of your loan eligibility based solely on the income, debt, and asset information you provided to us, as well as your credit score; changes to this information may change the terms of this Certificate. 1

Homebuyer Guidebook
Preliminary Analysis
Verified Analysis
What You Need
  • Documented income & assets
  • Property type
  • Credit report
  • Down payment & purchase price

This Certificate signifies that we have verified your income, asset, debt, and credit information and on this basis have pre-approved you for the home mortgage loan. Subject to additional terms and conditions. 1

Homebuyer Guidebook
Preliminary Analysis
Verified Analysis
Underwriting Analysis
Excellent Closing Speed
What You Need
  • Verification of income & assets
  • Property type
  • Credit report
  • Down payment & purchase price
  • Approval by underwriting

This Certificate signifies that our Underwriting Department has conducted a thorough analysis of your creditworthiness and issued a full credit approval provided that your verified income, asset, debt, and credit information does not change. This credit approval may be applied towards the purchase of a specific property if property-specific requirements are met. 1

 1 this Certificate is not an offer or commitment for a loan.

Not all applicants will qualify. Certifications are based on applicant’s income, debt, asset, and credit information and their ability to repay the proposed loan. Closing speed characterizations refer to the time between a fully executed purchase and sale agreement and closing and are subject to delays caused by other parties. Certain restrictions apply; contact us for more detail

1120 112TH AVE NE, SUITE 600, BELLEVUE, WA 98004 | NMLS# 27830

© 2007 - 2021 AXIA HOME LOANS. NMLS# 27830. ALL RIGHTS RESERVED. AXIA HOME LOANS IS A REGISTERED TRADE NAME OF AXIA FINANCIAL, LLC.

© 2007 - 2021 AXIA HOME LOANS. NMLS# 27830. ALL RIGHTS RESERVED. AXIA HOME LOANS IS A REGISTERED TRADE NAME OF AXIA FINANCIAL, LLC.