let’s get
you home.

At Axia, we have found a way to add more value to the mortgage pre-approval process. Axia’s Certified Homebuyer Program provides comprehensive education as you get started on your homebuying journey. Each level of qualification leaves you more knowledgeable and better equipped to shop for your new home.

Submit an online, in-person or over
the phone application to start the process.
Your loan advisor will walk you through what documentation is required.

let’s get started.

 

UNDERSTANDING YOUR PURCHASE POWER

Homebuyer Guidebook
Preliminary Analysis
What You Need
  • Stated monthly income & debts
  • Property type
  • Stated credit scores
  • Stated down payment & purchase price 

This Certificate provides a preliminary assessment of your loan eligibility based solely on the income, debt, and asset information you provided to us, as well as your credit score; changes to this information may change the terms of this Certificate. 1

Homebuyer Guidebook
Preliminary Analysis
Verified Analysis
What You Need
  • Documented income & assets
  • Property type
  • Credit report
  • Down payment & purchase price

This Certificate signifies that we have verified your income, asset, debt, and credit information and on this basis have pre-approved you for the home mortgage loan. Subject to additional terms and conditions. 1

Homebuyer Guidebook
Preliminary Analysis
Verified Analysis
Underwriting Analysis
Excellent Closing Speed

What You Need
  • Verification of income & assets
  • Property type
  • Credit report
  • Down payment & purchase price
  • Approval by underwriting

This Certificate signifies that our Underwriting Department has conducted a thorough analysis of your creditworthiness and issued a full credit approval provided that your verified income, asset, debt, and credit information does not change. This credit approval may be applied towards the purchase of a specific property if property-specific requirements are met. 1

Homebuyer Guidebook
Preliminary Analysis
Verified Analysis
Underwriting Analysis
Excellent Closing Speed
Only Property Conditions remain
$10,000 Guarantee*

What You Need
  • Verification of income & assets
  • Property type
  • Credit report
  • Down payment & purchase price
  • Approval by underwriting
  • Satisfy property conditions

This guarantee signifies that our Underwriting Department has conducted a thorough analysis of your creditworthiness and issued a full credit approval provided that your verified income, asset, debt, and credit information does not change. This credit approval may be applied towards the purchase of a specific property if property-specific requirements are met. 1

GUARANTEED CREDIT APPROVAL: THE EDGE IN HOMEBUYING

Finding an edge in a seller’s market can be tough. One way Axia helps you get your foot in the door with sellers is through our $10,000 Guaranteed Credit Approval. Axia’s Guaranteed Credit Approval gives the seller peace of mind and assures them your loan will close and the sale will go through. We’re so confident in our Guaranteed Credit Approval process that we’ll pay the seller $10,000 if your loan is not closed based on the terms of the Certified Homebuyer Guarantee.*

 1 This Certificate is not an offer or commitment for a loan..

Not all applicants will qualify. Certifications are based on applicant’s income, debt, asset, and credit information and their ability to repay the proposed loan. Closing speed characterizations refer to the time between a fully executed purchase and sale agreement and closing and are subject to delays caused by other parties. Certain restrictions apply; contact us for more detail

 *Eligible on TBDs, primary residences and first liens. Files must be fully credit approved with no conditions except for the executed purchase and sale, acceptable flood cert, appraisal report and title report. Guarantee lasts 60 days from approval date. Guarantee is conditional upon the maintaining of borrower’s credit rating, income and asset statuses. Not available for any sales contract contingencies, jumbos, USDA, state or local bond programs that require prior approval. Guarantee is not valid for any transaction that is canceled for reasons not related to loan financing. COVID-19, nature disaster or other pandemic may alter the terms and conditions of the Guarantee.

3009 112th Ave NE, Suite 200, Bellevue, WA 98004 | NMLS# 27830

© 2007 - 2021 AXIA HOME LOANS. NMLS# 27830. ALL RIGHTS RESERVED. AXIA HOME LOANS IS A REGISTERED TRADE NAME OF AXIA FINANCIAL, LLC.

© 2007 - 2021 AXIA HOME LOANS. NMLS# 27830. ALL RIGHTS RESERVED. AXIA HOME LOANS IS A REGISTERED TRADE NAME OF AXIA FINANCIAL, LLC.