Back to Basics: What is a Debt-to-Income Ratio?
Estimated Read Time: 3 minutes –
If you are new to home-buying, you may hear your realtor or Loan Originator talk about your DTI or debt-to-income ratio. Your DTI is a very important factor . . .
Using Monetary Gifts Toward Your Home Purchase
Read Time: 5 minutes — If a family member or friend is offering to give you money to put towards the purchase of a new home, then you certainly will have an advantage in today’s market. If you use that money as part of your down payment . . .
Down Payment Assistance Programs Can Help First-Time Homebuyers
Read Time: 5 minutes — If you are a first-time homebuyer and worried that you can’t afford a down payment on a new home, you may qualify for down payment assistance that is offered through a government agency or private organizations . . .
Why the New 2023 Loan Limits Matter to Homebuyers
You may have heard that mortgage loan limits have increased for 2023. But what does it mean for you? Well, it could be a big deal if you’re in the market to purchase a home . . .
Is an FHA Loan Right for You?
With an FHA loan, you can put less money down, which is ideal for many first-time homebuyers. Here are answers to the most common questions regarding FHA loans. . . .
VA Loans with Dexter Stinson
As a senior in high school, I slowly realized that high school was going to come to an end. And that’s when life got real. I knew I didn’t have the discipline to go to college. I bumped into a military recruiter . . .
Less Noise and More Privacy with USDA Loans
Maybe you prefer to surround yourself with pastures instead of pavement. If this is the case, then you should consider applying for a USDA loan. Here are some commonly asked questions about this loan option . . .
5 BIG ESOP Takeaways
Talking about our ESOP always gets me excited. Connecting people to relationships that solve problems is what makes me tick and being part of Axia’s dynamic team exemplifies these kinds of relationships . . .
Back to Basics: Home Appraisal vs. Home Inspection
Once your offer is accepted on a new home, the next steps will be an appraisal and home inspection. Appraisal and inspection are two separate processes that can help you . . .